• Fireplace
Listing courtesy of Engel & Voelkers Bend, agent Michelle Rea
Data last updated June 15, 2026
Based on information from Oregon Data Share. All information provided is deemed reliable but is not guaranteed and should be independently verified. Listing information is for consumers personal, non-commercial use only.
Charming Downtown Bend Cottage with Modern Comforts. Nestled on a quiet, tree-lined street in the heart of Downtown Bend. The thoughtfully designed single-level floor plan features vaulted ceilings, luxury vinyl oak flooring, abundant natural light, and a welcoming covered front porch. An attached 2-car garage and alley access. Enjoy year-round comfort with a heat pump, EV charger, dedicated Sprinter/RV parking area, and a private hot tub. The fully landscaped, fenced yard provides a peaceful outdoor retreat for Zen relaxing or entertaining family and friends. A rare opportunity to enjoy walkable Downtown Bend living with the comfort and character of a charming cottage.
A rough estimate, not a quote. A real number comes from a lender.
Loan amount $700,000 · $175,000 down · 30 year term
See the monthly cash flow, cap rate, and cash-on-cash return at this price. Every number is an estimate you can adjust to your own financing and rent.
Estimate $2,336 ($2,100–$2,675) · HUD Fair Market Rent (FY2025), Deschutes County, 3BR. Edit to your own number.
At $875,000 with 25% down, this property runs $3,350 per month negative. Adjust the price, down payment, or rent to find what works.
Estimates only, not investment advice or a guarantee of rent, value, or return. Figures depend on the numbers you enter and current market conditions. Verify with your lender, tax advisor, and a Ryan Realty broker before you rely on them.
We pull climate risk data from FEMA flood maps, the Deschutes County wildland-urban interface map, and NOAA heat trends. Detailed scoring for this property is on request.
Get the climate reportWe compute vacation rental projections from comparable short-term rentals in the same community, weighted by bed count, view, and amenities. A custom projection for this property is on request.
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